WIBA Compliance Cover -
Protect Your Employees, Stay Legal
WIBA is a mandatory legal requirement for all employers in Kenya under the Work Injury Benefits Act 2007. Non-compliance exposes your business to fines, lawsuits, and reputational damage.
Comprehensive WIBA Coverage
Our WIBA policy covers every statutory obligation under the Work Injury Benefits Act, keeping your business fully compliant and your employees genuinely protected.
Workplace Injury Cover
Medical expenses for work-related injuries sustained during employment, including emergency treatment and follow-up care.
Permanent Disability Compensation
Lump-sum payments for employees who suffer long-term or permanent disability as a result of a workplace accident.
Death Benefits
Dependants receive statutory compensation in the event of a work-related fatality, ensuring families are not left without support.
Temporary Disablement
Weekly income replacement benefit paid while the employee is unable to work during their recovery period.
Legal Defence Cover
Coverage for employer liability claims brought by injured employees, protecting your business against costly litigation.
IRA Compliance Certificate
We handle all the paperwork and IRA submissions to ensure your compliance certificate is always current and valid.
Every Employer in Kenya Is
Required by Law to Comply
Under the Work Injury Benefits Act 2007 (Cap. 236), every employer who engages one or more employees must maintain WIBA insurance. There are no exemptions based on company size, industry, or whether employees are permanent or casual.
Failure to maintain a valid WIBA policy is a criminal offence. Employers found non-compliant face fines of up to KES 5,000,000, personal liability for employee claims, and potential business closure orders.
Legal Reminder
The IRA conducts periodic compliance audits. Businesses found without valid WIBA cover face immediate penalties. Don't wait for an inspection - get covered today.
The WIBA Specialists Employers Trust
With over 13 years of WIBA experience and a 100% compliance track record, Mosfin Capital is Kenya's preferred WIBA intermediary.
Same-Day Cover Available
Fast onboarding process means you can be fully WIBA compliant within the same business day.
Dedicated Claims Manager
A named claims specialist handles every claim end-to-end so your team is never left chasing paperwork.
Competitive Group Rates
We negotiate with multiple IRA-licensed insurers to secure the most competitive premiums for your headcount.
Renewal Reminders
Proactive renewal alerts ensure your cover never lapses, keeping you legally protected throughout the year.
"Mosfin handled our WIBA renewal in under two hours. The team is professional, responsive, and genuinely knows compliance inside out."
- HR Manager, Nairobi Manufacturing Firm
Get WIBA Compliant in 3 Simple Steps
Our streamlined onboarding process makes WIBA compliance fast, simple, and stress-free.
Submit Employee Headcount & Payroll
Share your current staff numbers and monthly payroll details. We use this to calculate your risk profile and premium.
Receive Quote & Compliance Documents
We present a competitive WIBA quote from our panel of IRA-licensed insurers along with all required compliance documentation.
Get Covered & IRA Certificate Issued
Upon payment, we bind cover immediately and manage the IRA compliance certificate process on your behalf.
Get WIBA Compliant Today -
Same-Day Cover Available
Protect your employees and your business from the financial and legal consequences of non-compliance. Our team will have you covered and IRA-certified within hours.