Drive with Confidence.
Protected Every Mile.
Mandatory motor insurance at competitive rates - from basic third-party cover to fully comprehensive protection. Get your certificate the same day.
- Third party, TPFT & comprehensive plans
- Same-day certificate issuance
- 24/7 roadside assistance on comprehensive cover
Motor Insurance is Mandatory in Kenya
Under the Traffic Act Cap 403, all motor vehicles operating on Kenyan roads must hold at minimum a valid Third Party insurance certificate. Driving without cover carries heavy fines and vehicle impoundment. Mosfin Capital issues your certificate same-day.
Full Coverage, Zero Surprises
Our comprehensive motor plans cover the unexpected - from minor dents to major collisions and theft.
Accidental Damage
Covers repair or replacement costs for your vehicle following an accident, regardless of fault.
Theft & Attempted Theft
Compensation for loss by theft, attempted theft, and forced entry damage to your vehicle.
Third Party Liability
Mandatory legal cover for injuries or property damage caused to other road users - included in all plans.
Windscreen & Glass
Replacement of windscreen, windows, and sunroof damaged by accident or vandalism at no extra premium.
Roadside Assistance
24/7 roadside assistance including towing, battery jumpstart, flat tyre change, and emergency fuel delivery.
Personal Accident Cover
Lump-sum benefits for the driver and passengers in the event of accidental death or permanent disability.
Three Levels of Motor Cover
Third Party
Legal minimum cover
From KES 5,000/yr
- Third party bodily injury
- Third party property damage
- Legal liability compliance
- Certificate of Insurance
Third Party Fire & Theft
Extended basic cover
From KES 12,000/yr
- All Third Party benefits
- Vehicle theft cover
- Fire damage cover
- Attempted theft damage
Comprehensive
Complete vehicle protection
From KES 25,000/yr
- All TPFT benefits
- Accidental damage cover
- Windscreen replacement
- 24/7 roadside assistance
- Personal accident cover
Premiums vary based on vehicle value, age, make, and driver profile. Contact us for an accurate quote.
On the Road in 3 Steps
Share Your Vehicle Details
Provide your vehicle make, model, year, and current value. We'll source the most competitive quotes from our insurer panel.
Choose Your Cover Level
We present clear comparisons across Third Party, TPFT, and Comprehensive options so you make an informed decision.
Get Your Certificate Instantly
Your motor insurance certificate is issued the same day - valid for driving on Kenyan roads immediately.
Insure Your Vehicle Today
Get your motor certificate same-day. Competitive rates, fast processing, zero hassle.