Build the Retirement
You Deserve
Start saving for retirement today with individual pension plans and annuity products that provide a guaranteed income for life - all while benefiting from Kenya Revenue Authority tax relief.
- Tax-free pension contributions up to KES 20,000/month
- Regulated by the Retirement Benefits Authority (RBA)
- Guaranteed lifetime income with annuity products
Retirement Plans for Every Stage
Whether you're just starting your career or approaching retirement, we have a plan designed for your stage of life.
Individual Pension Plan
A personal retirement savings plan with tax benefits. Your contributions grow through disciplined savings and investment returns.
Guaranteed Annuity
Convert your pension savings into a guaranteed monthly income for life - you can't outlive your retirement income.
Endowment Policy
A savings-linked life plan that pays a maturity benefit at a set date - ideal for medium to long-term financial goals.
Occupational Pension (TOP-UP)
Supplement your employer's NSSF or occupational pension with a voluntary individual plan to boost your retirement fund.
Deferred Annuity
Start saving now, receive income later. Accumulate funds during your working years and convert to income at retirement.
Investment-Linked Plan
Higher growth potential by linking your savings to equity and bond funds - suitable for those with a longer time horizon.
Smart Reasons to Start Your Pension Today
Tax-Free Contributions
Pension contributions up to KES 20,000 per month are exempt from PAYE - a significant tax saving over your working life.
Regulated by RBA
All pension products we offer are from providers regulated by the Retirement Benefits Authority (RBA) - your funds are protected.
Flexible Contributions
Start with as little as KES 1,000 per month and increase contributions as your income grows. No rigid minimums.
Lifetime Income Guarantee
With annuity products, your monthly retirement income is guaranteed for life - regardless of market performance.
Your Retirement Journey Starts Here
Retirement Goals Assessment
Share your current age, target retirement age, income, and expected retirement lifestyle. We map out what you need to save.
Pension Plan Recommendation
We present suitable pension and annuity products from licensed providers, with projected growth illustrations and tax benefit analysis.
Start Saving Immediately
Once enrolled, your monthly deductions are tracked through a dedicated online portal. We review your plan annually to keep you on track.
Your Best Retirement Starts Now
Every year you delay saving for retirement costs more to make up. Talk to our retirement specialists today.