Group Life Insurance -
Financial Security for Every Employee
Provide your workforce with peace of mind knowing their families are protected. Group life cover is an affordable way to deliver meaningful benefits that improve employee loyalty and retention.
Six Core Coverage Areas
Our group life policies are structured to provide comprehensive protection from day one, covering the most critical risk events for your employees and their families.
Death Benefit
Lump-sum payment (typically 3–5× annual salary) to the employee's nominated beneficiary upon death.
Funeral Expense Cover
Immediate cash disbursement to cover funeral costs within 48 hours of a valid claim notification.
Permanent Total Disability
Full benefit paid out if an employee suffers a disability that permanently ends their career.
Terminal Illness Benefit
Advance payment on diagnosis of a terminal condition where life expectancy is under 12 months.
Accidental Death Rider
Double benefit payout in the event that death is caused by an accident, at no significant extra cost.
Dependant Life Cover
Optional extension to cover an employee's spouse and children under the same group policy.
Built for Organisations
of Every Size
Group life insurance is the foundation of any robust employee benefits package. Whether you employ 10 people or 10,000, a group life policy signals to your workforce that you value their wellbeing and their families.
Four Reasons Employers Trust Us
We don't just place policies - we manage them. From onboarding to claims, your HR team gets a partner, not a product.
Competitive Flat Rates
We secure group-negotiated flat premium rates that keep your cost per head low without reducing benefit quality.
No Medical Underwriting
Groups of 10 or more employees qualify for automatic acceptance - no medicals, no exclusions for pre-existing conditions.
Automatic New-Joiner Cover
New employees are automatically added to the group policy from their first day of service with zero admin burden on HR.
Annual Benefit Review
Your dedicated account manager reviews benefit levels each year to reflect salary changes and workforce growth.
Get Your Group Covered in 3 Steps
From employee census to live policy, the process is straightforward and designed to minimise time spent by your HR team.
Submit Employee Census
Provide a simple employee schedule with names, dates of birth, and annual salaries. We handle the rest.
Receive Rated Quote
We approach multiple insurer partners and return a comparative quote showing premiums and benefit levels within 24 hours.
Policy Issued & Schedules Shared
Once accepted, policy documents and individual benefit schedules are issued directly to your HR team for distribution.
Give Your Employees the Protection
Their Families Deserve
Request a free group life insurance quote today. Share your employee count and we'll return a comparative premium within 24 hours.