Group Health Insurance -
Premium Medical Benefits for Your Team
Attract and retain top talent with comprehensive group medical cover. From inpatient to outpatient, dental, and optical - we design employee health packages that fit your budget.
Comprehensive Employee Health Benefits
Our group health policies are designed to cover every aspect of employee wellbeing - from emergency hospitalisation to routine outpatient care and family benefits.
Inpatient Cover
Hospitalisation, surgery, ICU, and specialist treatment at a wide network of accredited hospitals across Kenya.
Outpatient Cover
GP visits, specialist consultations, laboratory diagnostics, and pharmacy - keeping your team healthy and productive.
Maternity Benefits
Comprehensive antenatal care, delivery (normal and caesarean), and postnatal cover for female employees and their newborns.
Dental & Optical
Routine dental check-ups and treatments, eye tests, and prescription eyewear covered under a single, integrated policy.
Last Expense Cover
A funeral expense benefit is included as standard at no extra cost, providing financial support to the employee's family.
Dependant Cover
Extend full medical benefits to employee spouses and up to 4 children, making your package a genuine family benefit.
The Right Fit for Any
Organisation Size
Whether you run a ten-person startup or a thousand-strong enterprise, group health insurance is the most impactful employee benefit you can offer. It reduces absenteeism, drives recruitment, and demonstrates genuine care for your team's wellbeing.
We work with organisations of all types - from listed corporates and development organisations to faith-based institutions and government agencies - tailoring cover that genuinely fits your workforce and budget.
More Than a Policy - A Full HR Benefits Partner
We don't just place your group medical policy. We actively manage it throughout the year so your HR team can focus on what matters.
Tailored Benefit Schedules
We design graded benefit schedules per salary band or job grade, ensuring fair cover that aligns with your HR policy.
Pre-Approval for Procedures
Our team manages pre-authorisation for all planned procedures, removing the admin burden from your HR department.
Annual Utilisation Reports
Detailed HR utilisation analytics sent annually to help you manage costs and improve employee wellness planning.
Dedicated Medical Helpline
Employees have direct access to a dedicated medical helpline for claims queries, provider locations, and urgent support.
Best Rates from 4 IRA-Licensed Partners
We compare proposals from all four of our insurer partners to secure the most competitive premiums and broadest benefits for your specific group size and demographic.
- Jubilee Health Insurance
- AAR Insurance Kenya
- Britam Insurance
- Madison Insurance
"Mosfin Capital restructured our group health policy and saved us over 20% in premiums while improving the benefit limits for our staff. The graded benefit schedules they designed have been a huge hit with our HR team."
Head of Human Resources
Leading NGO, Nairobi
Set Up Group Health Cover in 3 Steps
Our onboarding process is designed to be fast and frictionless - so your employees are covered without delay.
Submit Staff List & Benefit Requirements
Share your employee census (names, ages, grades) and your desired benefit structure. We assess your risk profile at no cost.
Compare Insurer Proposals
We approach our panel of 4 IRA-licensed insurers and present a side-by-side comparison of premiums, networks, and benefit limits.
Onboard Employees & Issue Cards
Once you select your preferred insurer, we manage full employee onboarding, card issuance, and provider network orientation.
Cover Starts Within 48 Hours
Once documentation is submitted and premium confirmed, employees are active within two business days.
Give Your Team the Healthcare
They Deserve
A well-designed group health policy is one of the most powerful tools for attracting top talent, reducing staff turnover, and building a resilient, productive workforce in Kenya.