Asset & Fleet Protection - Secure Your Physical Business Assets
From delivery vehicles to office buildings and industrial machinery - your physical assets are the backbone of your operations. One incident without cover can halt your entire business.
Comprehensive Asset Coverage
One policy. Every physical asset your business depends on - protected against damage, loss, and business disruption.
Commercial Vehicle Fleet
Comprehensive cover for company cars, trucks, vans, motorbikes and special vehicles - including third-party liability and own damage.
Office & Commercial Property
Buildings, fit-out, office furniture, IT equipment, and stock against fire, theft, and damage - full reinstatement cover available.
Plant & Machinery
Engineering all-risks cover for production equipment, generators, and heavy machinery - including breakdown and accidental damage.
Fire & Perils
Protection against fire, lightning, explosion, storm, flooding, and malicious damage - covering both the structure and contents.
Theft & Burglary
Cover for theft of equipment, stock, cash, and business assets from your premises - with optional cash-in-transit extension.
Business Interruption
Compensation for lost revenue and ongoing fixed costs while your business recovers after a fire, flood, or other covered event.
If Your Business Owns Physical Assets,
You Need This Policy
Any business that relies on vehicles, equipment, premises, or stock is exposed to significant financial risk without proper asset cover. A single fire, accident, or theft can bring operations to a standstill.
The Mosfin Advantage for Asset Cover
We go beyond placing the policy - we manage your assets, surveys, and claims so you can focus on running your business.
Fleet Management Discounts
Insure five or more vehicles under a single fleet policy and unlock meaningful premium savings - with scalable cover as your fleet grows.
On-Site Risk Survey at No Charge
Our risk engineers visit your premises at no extra cost to assess exposures, recommend improvements, and secure the best possible rates.
Claims Handled in Under 72 Hours
We initiate and track your claims directly with the insurer, targeting resolution within 72 hours for straightforward asset losses.
Annual Asset Revaluation Service
We review your insured values every year to prevent underinsurance - ensuring you are never caught short at claims time.
Three Steps to Full Asset Cover
Getting comprehensive asset and fleet protection in place is straightforward with Mosfin Capital.
List Your Assets & Their Values
Provide a schedule of all vehicles, property, equipment, and stock - with estimated replacement values. Our team will help you identify any gaps.
Risk Survey Conducted If Needed
For larger or complex risks, our engineers carry out a complimentary on-site survey to verify values, identify hazards, and strengthen your cover terms.
Comprehensive Policy Issued
A single policy covering all your insured assets is issued, complete with a detailed schedule listing every vehicle, property, and piece of equipment.
Documents You'll Need
Vehicle logbooks & valuations • Property ownership or lease documents • Equipment purchase invoices • Latest stock-take figures
Protect Your Business Assets -
Before You Need To
Get a free asset protection assessment and a comprehensive quote for your fleet, property, and equipment today. Cover can start from Day 1.